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NIFA - Nebraska Investment Finance Authority
First-Time Homebuyer
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First-Time Homebuyer

NIFA Loan Benefits

Join the almost 80,000 Nebraskans who have purchased their homes with a NIFA loan!

Down payment
& Closing cost assistance		 Loans for veterans
& active military		 Not a first-time homebuyer?
NIFA provides assistance to buy a home in an amount up to 5% of the purchase price.
Learn more		 NIFA has a special program for veterans and active military homebuyers.
Learn more		 You may qualify for a NIFA loan even if you have previously owned a home.
Learn more
Historic Low Interest Rate:
2.50%* Learn more
* This is not an advertisement for credit as defined in Regulation Z; contact a participating NIFA lender for Annual Percentage Rate ("APR") information.

Take these steps to get a great NIFA loan:

  1. See if you meet NIFA's program income and purchase price limits.
  2. If you meet the limits in step #1, you are ready to answer some basic eligibility questions to get your NIFA Homebuyer Certificate
  3. Take your NIFA Homebuyer Certificate to a participating lender to determine if you qualify for a loan
  4. Meet with a REALTOR® to find a home

NIFA Homeowner stories:

Click to play - Our first home

Our first home

With NIFA down payment help, Philip and Tristan found a house with a living room the size of their old apartment.

Click to play - This is my shade tree

"This is my shade tree"

A NIFA loan gave Cristina and Cesar a home where their children can play and their families can gather.

Click to play - A great option

A great option

Lenders and realtors, including NIFA customers, talk about what makes NIFA a great option for Nebraska homebuyers.

Questions?? NIFA welcomes you to call our toll-free number at 800-204-6432 to speak with one of our single family team members (Monday-Friday 8 a.m. to 5 p.m. CST) or contact us by email.

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Nebraska Investment Finance Authority
200 Commerce CourtBullet1230 'O' StreetBulletLincoln, NE 68508
Phone: 402-434-3900Bullet800-204-NIFA (6432)
Fax: 402-434-3921BulletE-mail: info@nifa.org