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Community Stories

Current rates

Program
Name
Government
Loan Rate
Conventional
Loan Rate
Military Home2.375%*N/A
First Home Targeted2.375%*2.750%*
First Home2.625%*3.000%*
Homebuyer Assistance (HBA)3.125%* - 1st loan
1.000%* - 2nd loan
3.500%* - 1st loan
1.000%* - 2nd loan

Last changed 10/26/21 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

Homebuyers & Renters

NIFA Homebuyer Testimony

Congratulations to Travis for winning our Q2 Home Seasons promotion! 

Homebuying Story
"Both myself and my fiancé grew up in apartments and income assistance. As we’ve grown together, and as a family of 6 now, we’ve always dreamt of a forever home to share with our kids. Having chosen one of the most wild times in homebuying history to purchase a home, we had a bumpy start. When we thought we had finished our search, we realized we were settling because of how hard it was to snag any home. My cousin’s friends just so happened to put their home on the market right as we were looking to finalize on another home. We gave this all we got and landed a sweet deal with the home of our dreams. From rent control to suburban living, our lives have completely changed for the better! And we literally could not have done this without the help from NIFA, our real estate agent, and our loan officer!" - Travis, NIFA Homebuyer