Events

Current rates

Program Name	Conventional Loan Rate	Government Loan Rate
Military Home	N/A	5.125%*
First Home Targeted	5.500%*	5.125%*
First Home	5.750%*	5.375%*
Homebuyer Assistance (HBA)	6.000%* - 1st loan 1.000%* - 2nd loan	5.625%* - 1st loan 1.000%* - 2nd loan
Welcome Home++	6.375%*	6.000%*
Welcome Home Assistance (WHA)++	6.625%* - 1st loan 1.000%* - 2nd loan	6.250%* - 1st loan 1.000%* - 2nd loan
Refinance Home	7.125%*	6.750%*

Rates Page

Last changed 01/21/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

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Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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redesign2021 - NIFA About Calendar - Expanded

Board Meetings

Feb 16

NIFA Board of Director's Meeting

12:00 AM - 11:59 PM

Apr 20

NIFA Board of Director's Meeting

12:00 AM - 11:59 PM

Details

Jun 15

NIFA Board of Director's Meeting

9:00 AM - 11:30 AM

Details

Aug 17

NIFA Board of Director's Meeting 8/17/2018

9:00 AM - 11:30 AM

Details

Oct 19

NIFA Board of Director's Meeting

12:00 AM - 11:59 PM

Details

Dec 14

NIFA Board of Director's Meeting

12:00 AM - 11:59 PM

Jun 18