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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 4.875%*
First Home Targeted 5.375%* 4.875%*
First Home 5.625%* 5.125%*
Homebuyer Assistance (HBA) 5.875%* - 1st loan
1.000%* - 2nd loan
5.375%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.250%* 5.750%*
Welcome Home Assistance (WHA)++ 6.500%* - 1st loan
1.000%* - 2nd loan
6.000%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.000%* 6.500%*

Rates Page

Last changed 02/13/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Oct 08
NIFA Offices Closed in Observance of Columbus Day
12:00 AM - 11:59 PM
Oct 13
NCSHA Annual Conference, Austin TX
12:00 AM - 11:59 PM
Oct 19
NIFA Board of Director's Meeting
12:00 AM - 11:59 PM
Details
Oct 23
2018 Workforce Housing Forum
8:30 AM - 4:45 PM
Details
Nov 12
NIFA Offices Closed in Observance of Veteran's Day
12:00 AM - 11:59 PM
Nov 22
NIFA Offices Closed in Observance of Thanksgiving
12:00 AM - 11:59 PM
Nov 28
CRANE Meeting
12:00 AM - 11:59 PM
Dec 14
NIFA Board of Director's Meeting
12:00 AM - 11:59 PM
Dec 24
NIFA Offices Closed in Observance of Christmas
12:00 AM - 11:59 PM
Dec 25
NIFA Offices Closed in Observance of Christmas
12:00 AM - 11:59 PM
Jan 23
CRANE Meeting
10:30 AM - 11:00 AM
Details
Feb 22
NIFA Board of Director's Meeting
9:00 AM - 11:30 AM
Details
Mar 19
2019 Housing Innovation Marketplace & Annual LIHTC Compliance Training
8:00 AM - 2:00 PM
Details
Apr 01
NIFA 101 Lender Webinar
10:00 AM - 11:00 AM
Details
Apr 03
CRANE Meeting - Rescheduled
10:30 AM - 11:30 AM
Details
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