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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.250%*
First Home Targeted 5.500%* 5.250%*
First Home 5.750%* 5.500%*
Homebuyer Assistance (HBA) 6.000%* - 1st loan
1.000%* - 2nd loan
5.750%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.375%* 6.125%*
Welcome Home Assistance (WHA)++ 6.625%* - 1st loan
1.000%* - 2nd loan
6.375%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.125%* 6.875%*

Rates Page

Last changed 11/07/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

Board Meetings
Oct 14
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Dec 09
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Feb 13
NIFA Board Meeting
8:30 AM - 12:00 PM
Details
Apr 21
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Jun 23
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Aug 25
NIFA Board Meeting
1:30 PM - 3:30 PM
Details
Oct 20
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Dec 15
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Jan 19
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Mar 22
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
May 03
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Jun 21
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Aug 23
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Oct 18
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Dec 13
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
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