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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 4.875%*
First Home Targeted 5.375%* 4.875%*
First Home 5.625%* 5.125%*
Homebuyer Assistance (HBA) 5.875%* - 1st loan
1.000%* - 2nd loan
5.375%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.250%* 5.750%*
Welcome Home Assistance (WHA)++ 6.500%* - 1st loan
1.000%* - 2nd loan
6.000%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.000%* 6.500%*

Rates Page

Last changed 02/13/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Jun 21
NIFA Board of Director's Meeting
9:00 AM - 11:30 AM
Details
Jul 21
Notice of Public Hearing Published
12:00 AM - 11:59 PM
Jul 31
CRANE Meeting
10:30 AM - 11:30 AM
Details
Aug 05
Public Hearing for the 2020 LIHTC QAP
10:00 AM - 12:00 PM
Aug 16
NIFA Board of Director's Meeting
9:00 AM - 11:30 AM
Details
Sep 17
2019 Workforce Housing Forum
8:30 AM - 4:45 PM
Details
Sep 17
Realtor Munch & Learn
1:00 PM - 3:00 PM
Details
Sep 18
CRANE Meeting
10:30 AM - 11:30 AM
Details
Sep 26
NIFA Board of Director's Meeting
9:00 AM - 11:30 AM
Details
Oct 14
Columbus Day - NIFA office closed
12:00 AM - 11:59 PM
Oct 25
NIFA Board of Director's Meeting
9:00 AM - 11:30 AM
Details
Oct 28
NIFA Specialist Course
11:30 AM - 12:30 PM
Details
Nov 11
NIFA Offices Closed - Veteran's Day
12:00 AM - 11:59 PM
Nov 28
NIFA Offices Closed
12:00 AM - 11:59 PM
Dec 10
NIFA Specialist Course
11:30 AM - 12:30 PM
Details
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