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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.000%* 5.625%*
First Home 6.250%* 5.875%*
Homebuyer Assistance (HBA) 6.500%* - 1st loan
1.000%* - 2nd loan		 6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.875%* 6.500%*
Welcome Home Assistance (WHA)+ 7.125%* - 1st loan
1.000%* - 2nd loan		 6.750%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.625%* 7.250%*

Rates Page

Last changed 07/16/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
Jun 23
Training Tuesday - OPS Secrets to Success #3
10:00 AM - 12:00 PM
Details
Jul 07
Training Tuesday - Sales
10:00 AM - 12:00 PM
Details
Jul 14
Training Tuesday - Operations
10:00 AM - 12:00 PM
Details
Jul 23
2027 4% NIFA/NDED Application Workshop
1:00 PM - 2:00 PM
Details
Jul 29
2027 4% NIFA/NDED Application Letter of Intent
12:00 AM - 5:00 PM
Details
Aug 04
Training Tuesday - TBD
10:00 AM - 12:00 PM
Aug 11
Training Tuesday - TBD
10:00 AM - 12:00 PM
Aug 12
NIFA and NDED 30-Minute Q&A Session
1:00 PM - 1:30 PM
Details
Aug 25
NIFA and NDED 30-Minute Q&A Session
11:00 AM - 11:30 AM
Details
Sep 03
NIFA and NDED 30-Minute Q&A Session
2:00 PM - 2:30 PM
Details
Sep 08
Training Tuesday - Refinance Home
10:00 AM - 12:00 PM
Details
Sep 09
2027 4% NIFA/NDED Full Applications Due
12:00 AM - 5:00 PM
Details
Sep 15
Training Tuesday - Refinance Home
10:00 AM - 12:00 PM
Details
Oct 06
Training Tuesday - Sales
10:00 AM - 11:59 AM
Details
Oct 13
Training Tuesday - Operations
10:00 AM - 11:59 AM
Details
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