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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 4.875%*
First Home Targeted 5.375%* 4.875%*
First Home 5.625%* 5.125%*
Homebuyer Assistance (HBA) 5.875%* - 1st loan
1.000%* - 2nd loan
5.375%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.250%* 5.750%*
Welcome Home Assistance (WHA)++ 6.500%* - 1st loan
1.000%* - 2nd loan
6.000%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.000%* 6.500%*

Rates Page

Last changed 02/13/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
May 07
2018 Mountain Plains Housing Summit
8:00 AM - 11:30 AM
Details
May 09
2018 Affordable Housing Tax Credit Seminar
8:00 AM - 12:00 PM
Details
May 16
CRANE Meeting
12:00 AM - 11:59 PM
Details
May 28
NIFA Offices Closed in Observance of Memorial Day
12:00 AM - 11:59 PM
Jun 15
NIFA Board of Director's Meeting
9:00 AM - 11:30 AM
Details
Jun 19
NCSHA Housing Credit Connect, Chicago IL
12:00 AM - 11:59 PM
Jul 04
NIFA Offices Closed in Observance of Independence Day
12:00 AM - 11:59 PM
Jul 18
CRANE Meeting
12:00 AM - 11:59 PM
Details
Aug 14
Public Hearing for the 2019 LIHTC Qualified Allocation Plan
12:00 AM - 11:59 PM
Details
Aug 17
NIFA Board of Director's Meeting 8/17/2018
9:00 AM - 11:30 AM
Details
Sep 03
NIFA Offices Closed in Observance of Labor Day
12:00 AM - 11:59 PM
Sep 19
CRANE Meeting
12:00 AM - 11:59 PM
Details
Oct 08
NIFA Offices Closed in Observance of Columbus Day
12:00 AM - 11:59 PM
Oct 13
NCSHA Annual Conference, Austin TX
12:00 AM - 11:59 PM
Oct 19
NIFA Board of Director's Meeting
12:00 AM - 11:59 PM
Details
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