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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.125%* 5.625%*
First Home 6.375%* 5.875%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan		 6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 7.000%* 6.500%*
Welcome Home Assistance (WHA)+ 7.250%* - 1st loan
1.000%* - 2nd loan		 6.750%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.750%* 7.250%*

Rates Page

Last changed 05/27/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
May 05
Webinar WedNEsdays - Sheltering Vulnerable Populations during a Pandemic
10:00 AM - 11:30 AM
May 19
Webinar WedNEsdays - Substance Abuse & Housing
10:00 AM - 11:30 AM
Jun 02
Webinar WedNEsday
10:00 AM - 11:00 AM
Jun 10
Lender Operations Training
10:00 AM - 11:00 AM
Jun 16
Webinar WedNEsday
10:00 AM - 11:00 AM
Jun 18
NIFA Board of Directors Meeting
11:00 AM - 11:00 AM
Details
Jun 23
CRANE Meeting
9:00 AM - 10:00 AM
Jun 24
Lender Sales Training
10:00 AM - 11:00 AM
Jun 30
Webinar WedNEsday
10:00 AM - 11:00 AM
Jul 08
Lender Operations Training
10:00 AM - 11:00 AM
Jul 14
Webinar WedNEsday
10:00 AM - 11:30 AM
Details
Jul 22
Lender Sales Training
10:00 AM - 11:00 AM
Details
Jul 22
QAP Focus Group Meeting
1:00 PM - 2:30 PM
Details
Jul 26
QAP Focus Group Meeting
10:30 AM - 12:00 PM
Details
Jul 28
Webinar WedNEsdays
10:00 AM - 11:30 AM
Details
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