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Current rates

Program Name	Conventional Loan Rate	Government Loan Rate
Military Home	N/A	5.500%*
First Home Targeted	6.000%*	5.500%*
First Home	6.250%*	5.750%*
Homebuyer Assistance (HBA)	6.500%* - 1st loan 1.000%* - 2nd loan	6.000%* - 1st loan 1.000%* - 2nd loan
Welcome Home++	7.125%*	6.625%*
Welcome Home Assistance (WHA)++	7.375%* - 1st loan 1.000%* - 2nd loan	6.875%* - 1st loan 1.000%* - 2nd loan
Refinance Home	7.875%*	7.375%*

Rates Page

Last changed 07/10/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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