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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.125%* 5.625%*
First Home 6.375%* 5.875%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan		 6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 7.000%* 6.500%*
Welcome Home Assistance (WHA)+ 7.250%* - 1st loan
1.000%* - 2nd loan		 6.750%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.750%* 7.250%*

Rates Page

Last changed 06/11/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
Nov 24
Offices Closed
12:00 AM - 11:59 PM
Dec 15
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Dec 15
Offices Close at Noon
12:00 PM - 5:00 PM
Dec 22
Offices Close at 3 p.m.
3:00 PM - 5:00 PM
Dec 25
Offices Closed
12:00 AM - 11:59 PM
Dec 26
Public Hearing for Agricultural Division: Brady Harrenstein
11:30 AM - 12:00 PM
Details
Jan 01
Offices Closed
12:00 AM - 11:59 PM
Jan 11
Lender Income Worksheet Training
12:00 AM - 11:59 PM
Details
Jan 15
Offices Closed
12:00 AM - 11:59 PM
Jan 18
Lender Income Worksheet Training
12:00 AM - 11:59 PM
Details
Jan 19
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Jan 22
Offices Closed
12:00 AM - 11:59 PM
Feb 15
Lender Asset Documentation Training
10:00 AM - 11:00 AM
Details
Feb 19
Offices Closed
12:00 AM - 11:59 PM
Feb 22
Lender Asset Documentation Training
10:00 AM - 11:00 AM
Details
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