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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.125%* 5.625%*
First Home 6.375%* 5.875%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan
6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 7.000%* 6.500%*
Welcome Home Assistance (WHA)+ 7.250%* - 1st loan
1.000%* - 2nd loan
6.750%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.750%* 7.250%*

Rates Page

Last changed 06/11/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Dec 10
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Dec 15
CRANE Meeting
9:00 AM - 10:00 AM
Details
Dec 24
NIFA Office Closed
12:00 AM - 11:59 PM
Dec 31
NIFA Office Closed
12:00 AM - 11:59 PM
Jan 17
NIFA Office Closed
12:00 AM - 11:59 PM
Feb 02
4%/Tax-Exempt Bond Application Overview Session
1:00 PM - 2:00 PM
Details
Feb 18
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Feb 21
NIFA Office Closed
12:00 AM - 11:59 PM
Feb 25
9% Application Overview Session
1:00 PM - 2:00 PM
Details
Mar 28
2022 NIFA Housing Conference
12:00 AM - 11:59 PM
Details
Apr 22
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Apr 29
NIFA Office Closed
12:00 AM - 11:59 PM
May 12
Sales Training
10:00 AM - 11:30 AM
Details
May 12
Operations Training
1:30 PM - 3:00 PM
Details
May 30
NIFA Office Closed
12:00 AM - 11:59 PM
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