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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

General
Mar 24
9% NIFA/NDED Application Workshop
11:00 AM - 12:00 PM
Details
Mar 26
Participating Lender Operations Forum
10:00 AM - 11:00 AM
Details
Apr 09
Asset Training
10:00 AM - 11:00 AM
Details
Jul 24
4% LIHTC Application Workshop
11:00 AM - 12:00 PM
Details
Aug 12
4% LIHTC Application Q&A
1:00 PM - 1:30 PM
Details
Aug 28
4% LIHTC Application Q&A
11:00 AM - 11:30 AM
Details
Sep 03
4% LIHTC Application Q&A
1:00 PM - 1:30 PM
Details
Feb 17
Training Tuesdays - Refinance Home
10:00 AM - 11:00 AM
Details
Mar 31
AHTC Informational Session
11:00 AM - 12:00 PM
Details
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