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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.000%*
First Home Targeted 5.250%* 5.000%*
First Home 5.500%* 5.250%*
Homebuyer Assistance (HBA) 5.750%* - 1st loan
1.000%* - 2nd loan
5.500%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.125%* 5.875%*
Welcome Home Assistance (WHA)++ 6.375%* - 1st loan
1.000%* - 2nd loan
6.125%* - 1st loan
1.000%* - 2nd loan
Refinance Home 6.875%* 6.625%*

Rates Page

Last changed 01/13/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

General
Mar 24
9% NIFA/NDED Application Workshop
11:00 AM - 12:00 PM
Details
Mar 26
Participating Lender Operations Forum
10:00 AM - 11:00 AM
Details
Apr 09
Asset Training
10:00 AM - 11:00 AM
Details
Jul 24
4% LIHTC Application Workshop
11:00 AM - 12:00 PM
Details
Aug 12
4% LIHTC Application Q&A
1:00 PM - 1:30 PM
Details
Aug 28
4% LIHTC Application Q&A
11:00 AM - 11:30 AM
Details
Sep 03
4% LIHTC Application Q&A
1:00 PM - 1:30 PM
Details
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