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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan		 5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan		 6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/22/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
Nov 19
Public Hearing For the 2022/2023 Qualified Allocation Plan
9:00 AM - 10:00 AM
Details
Nov 25
NIFA Office Closed
12:00 AM - 11:59 PM
Nov 26
NIFA Office Closed
12:00 AM - 11:59 PM
Dec 10
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Dec 15
CRANE Meeting
9:00 AM - 10:00 AM
Details
Dec 24
NIFA Office Closed
12:00 AM - 11:59 PM
Dec 31
NIFA Office Closed
12:00 AM - 11:59 PM
Jan 17
NIFA Office Closed
12:00 AM - 11:59 PM
Feb 02
4%/Tax-Exempt Bond Application Overview Session
1:00 PM - 2:00 PM
Details
Feb 18
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Feb 21
NIFA Office Closed
12:00 AM - 11:59 PM
Feb 25
9% Application Overview Session
1:00 PM - 2:00 PM
Details
Mar 28
2022 NIFA Housing Conference
12:00 AM - 11:59 PM
Details
Apr 22
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Apr 29
NIFA Office Closed
12:00 AM - 11:59 PM
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