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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/22/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Apr 16
Participating Loan Advisor and Real Estate Agent Training
1:00 PM - 5:00 PM
Details
Apr 20
LIHTC/NDED Office Hours Sessions
11:00 AM - 11:30 PM
Details
Apr 21
Training Tuesday - Self-Employed Borrowers
10:00 AM - 12:00 PM
Details
Apr 29
LIHTC/NDED Office Hours Sessions
1:00 PM - 1:30 PM
Details
May 05
Training Tuesday - Asset Documentation
10:00 AM - 12:00 PM
Details
May 08
NIFA Board Meeting
9:00 AM - 12:00 PM
Details
May 12
Training Tuesday - Closer Training
10:00 AM - 12:00 PM
Details
Jun 09
Training Tuesday - OPS Secrets to Success #1
10:00 AM - 12:00 PM
Details
Jun 12
NIFA Board Meeting
9:00 AM - 12:00 PM
Details
Jun 16
Training Tuesday - OPS Secrets to Success #2
10:00 AM - 12:00 PM
Details
Jun 23
Training Tuesday - OPS Secrets to Success #3
10:00 AM - 12:00 PM
Details
Jul 07
Training Tuesday - Sales
10:00 AM - 12:00 PM
Details
Jul 14
Training Tuesday - Operations
10:00 AM - 12:00 PM
Details
Aug 04
Training Tuesday - TBD
10:00 AM - 12:00 PM
Aug 11
Training Tuesday - TBD
10:00 AM - 12:00 PM
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