*NIFA offices are now open to the public! Per the CDC requirements, unvaccinated persons must wear a mask during office visits. We have also updated our in-person meeting policy - CLICK TO READ MORE.

Current Rates (last changed 7/20/21 at 9:00 a.m.)

Program NameGovernment Loan RateConventional Loan Rate
Military Home2.125%*Not available
First Home Grant2.125%*2.500%*
First Home Targeted2.125%*2.500%*
First Home2.375%*2.750%*
Homebuyer Assistance (HBA)2.875%* - 1st loan rate
1.000%* - 2nd loan rate
3.250%* - 1st loan rate
1.000%* - 2nd loan rate

*Click here for the Information Sheet

*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

Find a Lender or Realtor

Poster Image for USDA- Rural Development
USDA- Rural Development
Poster Image for 2019 Housing Innovation Marketplace
2019 Housing Innovation Marketplace
Poster Image for Beginning Farmer/Rancher Program
Beginning Farmer/Rancher Program
Poster Image for NIFA Knows What Home Means
NIFA Knows What Home Means