Program Name |
Conventional Loan Rate |
Government Loan Rate |
---|---|---|
Military Home | N/A | 5.750%* |
First Home Targeted | 6.375%* | 5.750%* |
First Home | 6.625%* | 6.000%* |
Homebuyer Assistance (HBA) | 6.875%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
Welcome Home++ | 7.500%* | 6.875%* |
Welcome Home Assistance (WHA)++ | 7.750%* - 1st loan 1.000%* - 2nd loan |
7.125%* - 1st loan 1.000%* - 2nd loan |
Refinance Home | 8.250%* | 7.625%* |
Last changed 05/22/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
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Income-qualified renter households who experienced a financial hardship during the pandemic may be eligible for assistance with past-due rent and utility payments. Apply today at NebraskaRentHelp.org.
borrowers received a first mortgage under our Homeownership Program totaling almost $8 billion through June 30, 2024.
loans for the Beginning Farmer and Rancher Loan Program totaling over $142 million through June 30, 2024.
borrowers received down payment assistance, totaling $110 million through June 30, 2024.
Rural Workforce Housing funds invested in 2023.
allocated through the federal Low-Income Housing Tax Credit program since inception.
allocated through Nebraska's Affordable Housing Tax Credit program since inception.