Getting Started

NIFA's Homeownership team is here to help you get started with the home buying process. There are 5 easy steps to get a great NIFA loan.

1. Are You Eligible?

Answer the household income questions to see if you are eligible. If you meet this eligibility test, you will receive a NIFA Homebuyer Certificate. This is not an application or approval for a loan and will only be used for pre-eligibility with our program.

2. Find A Participating Lender!  

Take your NIFA Homebuyer Certificate to a lender to get pre-approved for a loan. Your loan officer will review your credit report, household income sources and expenses to help you determine the price of a home you can afford.

3. Get Educated!

Become an EXPERT in the home buying process to help you prepare to shop for a home and begin the loan process.

4. Find A Real Estate Agent!

Real Estate Professionals can help you find a home that's just right for you.

5. After you find a home, you are ready to apply for a NIFA loan!

Feel free to contact a NIFA Homeownership Team Specialists (Monday-Friday 8 a.m. to 5 p.m. CT) or 800-204-6432