My image

Homebuyers & Renters

Current rates

Loan Rate
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.875%* 6.375%*
Welcome Home Assistance (WHA)++ 7.125%* - 1st loan
1.000%* - 2nd loan
6.625%* - 1st loan
1.000%* - 2nd loan

Last changed 07/23/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

a couple carrying a box
a family riding a bike
Home is where your story begins. Whether you are buying a home or searching for a place to rent, NIFA is here for you. 

Find out if you're eligible for a NIFA home loan by chatting with Quinn the QualBot today! Look for Quinn's chat prompt in the lower right corner of your browser window.

Connect with a NIFA Specialist

Featured Loan Officer Specialists 

Star status indicates the loan advisors who closed the most NIFA loans last year. Learn how to become a NIFA Specialist.

NIFA Specialist
NIFA Certified
 Eric Almquist Photo
Eric Almquist
Omaha , NE
Benchmark Mortgage
NIFA Specialist
NIFA Certified
 Jessica Thomas Photo
Jessica Thomas
Lincoln , NE
CharterWest Bank
NIFA Specialist
NIFA Certified
 Shari Barnhill Photo
Shari Barnhill
Lincoln , NE
ChaterWest Bank
NIFA Specialist
NIFA Certified
 Tina Standage Photo
Tina Standage
Alliance , NE
Platte Valley Bank
NIFA Specialist
NIFA Certified
 Amanda Jensen Photo
Amanda Jensen
Columbus , NE
NIFA Specialist
NIFA Certified
 Bo Bigley Photo
Bo Bigley
Omaha , NE
Arbor Bank

Community Stories