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Homebuyers & Renters

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 6.125%*
First Home Targeted 6.750%* 6.125%*
First Home 7.000%* 6.375%*
Homebuyer Assistance (HBA) 7.250%* - 1st loan
1.000%* - 2nd loan
6.625%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.625%* 7.000%*
Welcome Home Assistance (WHA)++ 7.875%* - 1st loan
1.000%* - 2nd loan
7.250%* - 1st loan
1.000%* - 2nd loan

Last changed 09/21/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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