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Homebuyers & Renters
Homebuyers & Renters
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.000%* |
| First Home Targeted | 5.250%* | 5.000%* |
| First Home | 5.500%* | 5.250%* |
| Homebuyer Assistance (HBA) | 5.750%* - 1st loan 1.000%* - 2nd loan |
5.500%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.125%* | 5.875%* |
| Welcome Home Assistance (WHA)++ | 6.375%* - 1st loan 1.000%* - 2nd loan |
6.125%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 6.875%* | 6.625%* |
Last changed 01/13/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
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Destinee Roseberry
Lincoln , NE
CharterWest Bank
4023014041
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Community Stories
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1248 O Street, Suite 601
Lincoln, NE 68508-1578
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