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Homebuyers & Renters

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.750%*
First Home Targeted 6.375%* 5.750%*
First Home 6.625%* 6.000%*
Homebuyer Assistance (HBA) 6.875%* - 1st loan
1.000%* - 2nd loan
6.250%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.500%* 6.875%*
Welcome Home Assistance (WHA)++ 7.750%* - 1st loan
1.000%* - 2nd loan
7.125%* - 1st loan
1.000%* - 2nd loan
Refinance Home 8.250%* 7.625%*

Rates Page

Last changed 05/22/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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