How to Apply for a NIFA Loan
Think you’re ready to apply for a NIFA loan? Walk through these five steps to make sure you have everything you need!
1. Make sure you’re eligible
Check your eligibility by chatting with Quinn the QualBot! Simply find the chat icon in the lower-right corner of the webpage and find out if you're eligible today. This is not an application or approval for a loan.
2. Take a Homebuyer Education Class
Become an expert in the home buying process before you start shopping for a home!
3. Find A Participating Lender
Now, it’s time to talk to a Participating Lender to get pre-approved for a loan. Your loan officer will review your credit report, household income sources and expenses to help you determine a mortgage payment you can afford.
4. Find a Real Estate Agent
It’s time to find a real estate agent who can help you find a home that’s right for you!
5. Apply for a NIFA loan!
Once you find the perfect home, it’s time to apply for a NIFA loan! The Participating Lender that you selected will assist you with the application process.
Still have questions? We’re here for you! Feel free to contact us at 800-204-6432, Monday-Friday 8 a.m. to 5 p.m. CST.