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Homebuyer Education

Current rates

Loan Rate
Loan Rate
Military Home4.750%*N/A
First Home Targeted4.750%*5.250%*
First Home5.000%*5.500%*
Homebuyer Assistance (HBA)5.500%* - 1st loan
1.000%* - 2nd loan
6.000%* - 1st loan
1.000%* - 2nd loan

Last changed 06/24/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

Homebuyer Education

Buying a home can be overwhelming which is why we require all borrowers occupying the property to complete an approved homebuyer education class before closing. You will gain valuable knowledge on the loan process, terminology, budgeting, tips for selecting a real estate agent, home inspections, home maintenance and much more, from these classes.

  • All occupying borrowers who execute the Promissory Note must complete an approved education class.
  • Make sure to include the borrower’s name and the name of the education provider on the completion certificate.
  • Certificates are valid for 12 months from the issuance/completion date.

Search for approved classes: