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Homebuyers & Renters
Homebuyers & Renters
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 6.000%* |
| First Home Targeted | 6.375%* | 6.000%* |
| First Home | 6.625%* | 6.250%* |
| Homebuyer Assistance (HBA) | 6.875%* - 1st loan 1.000%* - 2nd loan |
6.500%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 7.250%* | 6.875%* |
| Welcome Home Assistance (WHA)+ | 7.500%* - 1st loan 1.000%* - 2nd loan |
7.125%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 8.000%* | 7.625%* |
Last changed 09/15/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
Home starts with the right information.
Whether you are buying your first home, purchasing again, building a home, refinancing or searching for an affordable place to rent, NIFA offers programs and resources to help Nebraskans find a path forward. Explore NIFA home loan programs, affordable rental housing options and local resources for homebuyers and renters across Nebraska. Not sure where to start? Chat with Quinn the QualBot to check basic eligibility for a NIFA home loan.
Look for Quinn’s chat icon in the lower right corner of your browser window.
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