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Military Home Program

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.500%*
First Home Targeted 6.125%* 5.500%*
First Home 6.375%* 5.750%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan		 6.000%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.250%* 6.625%*
Welcome Home Assistance (WHA)++ 7.500%* - 1st loan
1.000%* - 2nd loan		 6.875%* - 1st loan
1.000%* - 2nd loan

Last changed 12/02/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

  1. Home - Nebraska Investment Finance Authority
  2. Lenders & Realtors
  3. Military Home Program

Military Home Program

The Military Home Program is a great fit for buyers who are actively employed by any branch of the service or for Qualified Veterans discharged under conditions other than dishonorable.

Active military members must meet NIFA’s first-time homebuyer eligibility requirements.

Qualified Veterans do not have to meet the first-time homebuyer eligibility requirements.

If the buyer is not eligible for a loan through the  Department of Veterans Affairs, they can choose either a Federal Housing Administration (FHA) insured loan, or a USDA Rural Development (RD) guaranteed loan.