New Income and Purchase Price Limits!

New Income and Purchase Price Limits!

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.000%*
First Home Targeted 5.500%* 5.000%*
First Home 5.750%* 5.250%*
Homebuyer Assistance (HBA) 6.000%* - 1st loan
1.000%* - 2nd loan
5.500%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.375%* 5.875%*
Welcome Home Assistance (WHA)++ 6.625%* - 1st loan
1.000%* - 2nd loan
6.125%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.125%* 6.625%*

Rates Page

Last changed 03/05/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Homebuyer Lender Real Estate Agent Home / About Community Development

May 02, 2021

New Income and Purchase Price Limits!

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NIFA Partners,

The Homeownership Team released new income and purchase price limits for all programs! These limits are effective as of 5/1/2021.

Please view the new limits HERE!

Contact our team if you have additional questions. We appreciate you!

homeownership@nifa.org