The Final 2022/2023 QAP is NOW AVAILABLE!

Current rates

Program Name	Conventional Loan Rate	Government Loan Rate
Military Home	N/A	6.125%*
First Home Targeted	6.750%*	6.125%*
First Home	7.000%*	6.375%*
Homebuyer Assistance (HBA)	7.250%* - 1st loan 1.000%* - 2nd loan	6.625%* - 1st loan 1.000%* - 2nd loan
Welcome Home++	7.625%*	7.000%*
Welcome Home Assistance (WHA)++	7.875%* - 1st loan 1.000%* - 2nd loan	7.250%* - 1st loan 1.000%* - 2nd loan

Last changed 09/21/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.

++An origination fee up to 0.50% of the loan amount may be charged by Lender.