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The Nebraska Homeowner Assistance Fund is now open
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 6.375%* |
| First Home Targeted | 6.750%* | 6.375%* |
| First Home | 7.000%* | 6.625%* |
| Homebuyer Assistance (HBA) | 7.250%* - 1st loan 1.000%* - 2nd loan |
6.875* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 7.625%* | 7.250%* |
| Welcome Home Assistance (WHA)+ | 7.875%* - 1st loan 1.000%* - 2nd loan |
7.500%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 8.375%* | 8.000%* |
Last changed 10/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
News Types
Jan 31, 2022
The Nebraska Homeowner Assistance Fund is now open
The Nebraska Homeowner Assistance Fund (NHAF) is now accepting applications. If you have experienced a financial hardship as a result of the COVID-19 pandemic and need mortgage or property-related financial assistance, please apply as soon as possible. Funds will be distributed until they run out, and they do not need to be paid back.
*Income Limits Apply: visit NebraskaHAF.com to view the income limits per county
1248 O Street, Suite 601
Lincoln, NE 68508-1578
Office Hours
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