2022/2023 QAP Overview by NIFA and NDED

2022/2023 QAP Overview by NIFA and NDED

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.875%*
First Home Targeted 6.375%* 5.875%*
First Home 6.625%* 6.125%*
Homebuyer Assistance (HBA) 6.875%* - 1st loan
1.000%* - 2nd loan
6.375%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.375%* 6.875%*
Welcome Home Assistance (WHA)++ 7.625%* - 1st loan
1.000%* - 2nd loan
7.125%* - 1st loan
1.000%* - 2nd loan

Last changed 04/18/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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2022/2023 QAP Overview by NIFA and NDED

Thank you to all that attended the QAP Overview event on October 4th. Please feel free to review all of the materials from this event on our Education & Training page.

Don't forget to register for the Public Hearing on October 8, 2021 at 9am!

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2022/2023 QAP Overview by NIFA and NDED recording: