Where Housing Meets Help

Where Housing Meets Help

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.750%*
First Home Targeted 6.125%* 5.750%*
First Home 6.375%* 6.000%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan
6.250%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 7.000%* 6.625%*
Welcome Home Assistance (WHA)+ 7.250%* - 1st loan
1.000%* - 2nd loan
6.875%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.750%* 7.375%*

Rates Page

Last changed 09/03/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

General

Aug 25, 2026
Two women talk outside an accessible home with a wheelchair ramp leading to the front entrance. One woman is seated in a wheelchair, and the other is crouching beside her.

Where Housing Meets Help

NIFA's Work to Make Accessible Homes Easier to Find in Nebraska

For Nebraskans who need an accessible home, locating an appropriate unit can involve multiple calls, websites, and service providers. A more coordinated approach can help make that process clearer and more efficient.

NIFA and its partners are working to strengthen those connections.

The need for accessible housing continues to grow. Nationally, only about 4 percent of housing stock meets basic accessibility standards, while demand among older adults and people with disabilities continues to increase. Nebraska communities are working to better understand and respond to that need.

NIFA's role in this work includes participation in the Nebraska Olmstead Plan Housing Work Group and ongoing conversations with state legislators, developers, service providers, and other partners. These discussions have helped clarify both the need for accessible units and the practical considerations involved in producing and connecting people to them.

One outcome of that collaboration is a renewed focus on Findhelp, a resource that was already available within NIFA's network and can play a larger role in improving access to housing and related services.

Nebraska.Findhelp.com is a statewide platform that connects Nebraskans with local resources, including housing-related services. NIFA has worked to include its Low Income Housing Tax Credit properties on the platform and to help property managers understand how the resource can support residents. The long-term goal is for Findhelp to serve as a practical connection point between people seeking assistance, housing providers, and community-based services.

NIFA does not provide direct case management or individual housing placement. It can, however, help connect people with relevant resources. When a request falls outside a NIFA program, Nebraska.Findhelp.com offers another pathway for directing individuals to organizations that may be able to assist.

“We know that there are accessible units throughout Nebraska. Findhelp provides a platform that can streamline access to those units. Accessible units are identified by assigning tags like ‘limited mobility’ to the rental properties giving the tenant a choice to select the best place for them to live.”

John Turner, Community Collaboration Manager

The broader policy and partnership conversation continues. Recent legislative activity related to accessible housing highlighted both the level of interest in this issue and the importance of continued engagement with lawmakers, developers, service providers, and community stakeholders. NIFA contributes to that work as a convener and source of program knowledge and data. The shared objective is to help more Nebraskans with disabilities and accessibility needs locate appropriate housing as efficiently as possible.

Accessible housing is increasingly relevant as Nebraska's population ages. Features such as wider doorways, no-step entries, and accessible bathrooms can help residents remain safely and independently in their homes. These design considerations can serve people across a wide range of ages and circumstances.

NIFA does not directly construct these units, but it can help improve the information and connections available to residents, property managers, developers, and partner organizations. That work supports better-informed decisions about both the housing that exists today and the housing Nebraska will need in the future.