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- Honoring Service with Support: NIFA's Military Home Program
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.125%* |
| First Home Targeted | 5.500%* | 5.125%* |
| First Home | 5.750%* | 5.375%* |
| Homebuyer Assistance (HBA) | 6.000%* - 1st loan 1.000%* - 2nd loan |
5.625%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.375%* | 6.000%* |
| Welcome Home Assistance (WHA)++ | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 7.125%* | 6.750%* |
Last changed 01/21/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
This Veterans Day, NIFA proudly salutes Nebraska’s servicemembers, veterans, and their families — the heroes who have dedicated their lives to protecting our freedom and strengthening our communities.
Home means stability, community, and belonging — values that every Nebraskan deserves. We are honored to help those who have served our nation build their future right here at home.
NIFA’s Military Home Program is designed to make homeownership more accessible and affordable for those who have served our country.
This program is available to:
One of the greatest benefits of a NIFA home loan is our competitively priced interest rate options. These rates are typically lower than conventional rates and are updated daily:
View Current Interest Rates
If you are not eligible for a loan through the Department of Veterans Affairs (VA), you can choose either a Federal Housing Administration (FHA) insured loan or a USDA Rural Development (RD) guaranteed loan through the First Home Loan Program.
To learn more or determine your eligibility, contact a loan advisor at one of NIFA’s participating lenders Loan Advisors - Buyer Connect
Together, we can help more of Nebraska’s heroes achieve the dream of homeownership.
Learn more about NIFA’s Military Home Program