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- Nebraska Communities for Housing: NIFA’s Local Solution for Affordable Housing
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.125%* |
| First Home Targeted | 5.500%* | 5.125%* |
| First Home | 5.750%* | 5.375%* |
| Homebuyer Assistance (HBA) | 6.000%* - 1st loan 1.000%* - 2nd loan |
5.625%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.375%* | 6.000%* |
| Welcome Home Assistance (WHA)++ | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 7.125%* | 6.750%* |
Last changed 11/26/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
Nebraska faces increasing demand for affordable housing at the community level. The Nebraska Investment Finance Authority (NIFA) is meeting this challenge with Communities for Housing (C4H), a new statewide initiative supporting local housing development.
C4H helps Nebraska communities overcome key affordable housing barriers such as workforce shortages, high construction costs, and limited development land. Through peer networking, hands-on technical assistance, and targeted grant funding, local organizations can access support tailored to their needs.
Each participating Nebraska community forms a core project team led by a local group or municipality, attends peer learning sessions, and develops a housing plan with measurable milestones. A 1:1 local funding match ensures ongoing engagement and commitment to results.
C4H offers more than just funding. It fosters partnerships, knowledge sharing, and action—empowering Nebraska leaders, organizations, and residents to collaborate for long-term housing solutions.
“C4H isn’t just funding—it’s a statewide partnership to help Nebraska communities turn housing challenges into new homes,” says Shannon Harner, Executive Director of NIFA.
Want to learn more about Nebraska’s community housing grants and see local leaders in action? Visit nifa.org/community-collaboration/c4h for insights and updates on C4H’s impact statewide.
Nebraska Investment Finance Authority (NIFA) is dedicated to strengthening Nebraska communities by expanding affordable housing opportunities, supporting community development, and helping residents achieve financial security. NIFA offers a range of programs, grants, technical assistance, and partnerships to empower local organizations and individuals throughout Nebraska.
Learn more at nifa.org or contact us at info@nifa.org.