Program Name |
Conventional Loan Rate |
Government Loan Rate |
---|---|---|
Military Home | N/A | 5.875%* |
First Home Targeted | 6.375%* | 5.875%* |
First Home | 6.625%* | 6.125%* |
Homebuyer Assistance (HBA) | 6.875%* - 1st loan 1.000%* - 2nd loan |
6.375%* - 1st loan 1.000%* - 2nd loan |
Welcome Home++ | 7.375%* | 6.875%* |
Welcome Home Assistance (WHA)++ | 7.625%* - 1st loan 1.000%* - 2nd loan |
7.125%* - 1st loan 1.000%* - 2nd loan |
Last changed 04/18/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
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Program Update #20-13 dated 4/6/20
We are sending this Program Update as a correction to Program Update #20-12 dated April 3, 2020. The following changes are subject to FHA loans only:
The changes apply to FHA loan reservations processed in Lender Online on and after Monday, April 6, 2020. The changes do not apply to FHA loan reservations dated prior to April 6, 2020.
Please do not hesitate to let us know if you have any questions. We appreciate your partnership!