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Revised HBA Notice to Borrower - Update #20-18
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.125%* |
| First Home Targeted | 5.500%* | 5.125%* |
| First Home | 5.750%* | 5.375%* |
| Homebuyer Assistance (HBA) | 6.000%* - 1st loan 1.000%* - 2nd loan |
5.625%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.375%* | 6.000%* |
| Welcome Home Assistance (WHA)++ | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 7.125%* | 6.750%* |
Last changed 01/21/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
News Types
Lender Real Estate Agent Home / About
May 07, 2020
Revised HBA Notice to Borrower - Update #20-18
Program Update #20-18 dated 5/8/20
On May 6, 2020, NIFA announced a change to the maximum second mortgage loan amount for Homebuyer Assistance ("HBA") Program loans. The maximum second mortgage loan amount calculation will include an upper ceiling of $10,000.
NIFA has revised the Notice to Borrower ("Form F") that is signed by all borrowers and non-purchasing spouses at the time of loan application. Participating Lenders are required to use the revised Form F dated 05/2020 on HBA loans that are reserved in Lender Online on and after Monday, May 11, 2020.
Attached to the Program Update is a revised HBA Program Summary for your reference. All other program information including marketing materials will be updated next week.
Please contact our office with any questions. Thank you!
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Lincoln, NE 68508-1578
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