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- Update on 2020/2021 Qualified Allocation Plan
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.375%* |
| First Home Targeted | 5.875%* | 5.375%* |
| First Home | 6.125%* | 5.625%* |
| Homebuyer Assistance (HBA) | 6.375%* - 1st loan 1.000%* - 2nd loan |
5.875%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home+ | 6.750%* | 6.250%* |
| Welcome Home Assistance (WHA)+ | 7.000%* - 1st loan 1.000%* - 2nd loan |
6.500%* - 1st loan 1.000%* - 2nd loan |
| Build Home++ | Varies* | Varies* |
| Refinance Home | 7.500%* | 7.000%* |
Last changed 04/22/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
+An origination fee up to 0.50% of the loan amount may be charged by Lender.
++ Interest rate based on program eligibility. See program details.
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Approval of the 2020/2021 Amended and Restated Qualified Allocation Plan for the Low Income Housing Tax Credit and Nebraska Affordable Housing Tax Credit Programs will NOT be considered at the NIFA Board of Directors August 21, 2020 meeting. It is expected to be an item on the agenda for the September 18, 2020 NIFA Board meeting.