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Rate Change Announcements - Update #21-10
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.500%* |
| First Home Targeted | 6.125%* | 5.500%* |
| First Home | 6.375%* | 5.750%* |
| Homebuyer Assistance (HBA) | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.000%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 7.250%* | 6.625%* |
| Welcome Home Assistance (WHA)++ | 7.500%* - 1st loan 1.000%* - 2nd loan |
6.875%* - 1st loan 1.000%* - 2nd loan |
Last changed 12/02/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
News Types
Lender Real Estate Agent Home / About
Mar 16, 2021
Rate Change Announcements - Update #21-10
Program Update #21-10 dated 3/17/21
Effective immediately, NIFA will implement a new mortgage rate setting process for all loans. This new process was discussed during our Lender Workshops last week.
NIFA will no longer provide an advance notification for rate adjustments and no exceptions are allowed for loan reservations that are not processed prior to the adjustment.
If you have any questions, please let us know.
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