Factory Built Housing - Update #21-12

Factory Built Housing - Update #21-12

Current rates

Loan Rate
Loan Rate
Military Home2.250%*N/A
First Home Targeted2.250%*2.750%*
First Home2.500%*3.000%*
Homebuyer Assistance (HBA)3.000%* - 1st loan
1.000%* - 2nd loan
3.500%* - 1st loan
1.000%* - 2nd loan

Last changed 11/18/21 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

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Factory Built Housing - Update #21-12

Program Update #21-12

In an effort to address affordable housing shortages, NIFA is excited to announce the addition of Factory Built Housing to the First Home Program!  This initiative will provide more housing options and solutions for first-time buyers and communities in Nebraska.  The effective date is 4/1/21.

Participating Lenders must follow specific loan underwriting criteria for program eligibility.  A summary of the Factory Built Housing Guidelines is attached to the Program Update and is available hereNote: Single wides are not allowed and there is a minimum of 900 square feet for the units.

Please let us know if you have any questions.