New Income & Purchase Price Limits - Update #21-13

New Income & Purchase Price Limits - Update #21-13

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.500%*
First Home Targeted 6.000%* 5.500%*
First Home 6.250%* 5.750%*
Homebuyer Assistance (HBA) 6.500%* - 1st loan
1.000%* - 2nd loan		 6.000%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.125%* 6.625%*
Welcome Home Assistance (WHA)++ 7.375%* - 1st loan
1.000%* - 2nd loan		 6.875%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.875%* 7.375%*

Rates Page

Last changed 03/13/2025 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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Apr 27, 2021

New Income & Purchase Price Limits - Update #21-13

Program Update #21-13

NIFA is announcing new household income limits and purchase price limits for all Homeownership Programs.  The new limits are effective for all loans with a reservation date in Lender Online that is on and after May 1, 2021.

Please let us know if you have any questions.

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