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Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 6.250%*
First Home Targeted 6.875%* 6.250%*
First Home 7.125%* 6.500%*
Homebuyer Assistance (HBA) 7.375%* - 1st loan
1.000%* - 2nd loan
6.750%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.750%* 7.125%*
Welcome Home Assistance (WHA)++ 8.000%* - 1st loan
1.000%* - 2nd loan
7.375%* - 1st loan
1.000%* - 2nd loan

Last changed 09/26/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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