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Community Stories

Current rates

Program
Name
Government
Loan Rate
Conventional
Loan Rate
Military Home4.750%*N/A
First Home Targeted4.750%*5.250%*
First Home5.000%*5.500%*
Homebuyer Assistance (HBA)5.500%* - 1st loan
1.000%* - 2nd loan
6.000%* - 1st loan
1.000%* - 2nd loan

Last changed 06/24/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

Agriculture

Beginning Rancher Testimony

NIFA’s First-Time Farmer/Rancher loan allowed our young farm family to purchase acres at very low interest to make our small seed stock cattle operation viable. The NIFA loan played a part in helping expand our purebred cattle operation.  We now have genetics from our small operation on 3 continents and 5 countries across the world and from California to Virginia in the U.S. It is a great program and we are very thankful it was available to us.” Jeff C., Adams, NE