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Program Name | Government Loan Rate | Conventional Loan Rate |
---|---|---|
Military Home | 4.750%* | N/A |
First Home Targeted | 4.750%* | 5.250%* |
First Home | 5.000%* | 5.500%* |
Homebuyer Assistance (HBA) | 5.500%* - 1st loan 1.000%* - 2nd loan | 6.000%* - 1st loan 1.000%* - 2nd loan |
Last changed 06/24/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
Agriculture
NIFA’s First-Time Farmer/Rancher loan allowed our young farm family to purchase acres at very low interest to make our small seed stock cattle operation viable. The NIFA loan played a part in helping expand our purebred cattle operation. We now have genetics from our small operation on 3 continents and 5 countries across the world and from California to Virginia in the U.S. It is a great program and we are very thankful it was available to us.” Jeff C., Adams, NE