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Community Stories

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military HomeN/A5.750%*
First Home Targeted6.125%*5.750%*
First Home6.375%*6.000%*
Homebuyer Assistance (HBA)6.625%* - 1st loan
1.000%* - 2nd loan
6.250%* - 1st loan
1.000%* - 2nd loan
Welcome Home7.250%*6.500%*
Welcome Home Assistance (WHA)7.500%* - 1st loan
1.000%* - 2nd loan
6.750%* - 1st loan
1.000%* - 2nd loan

Last changed 09/23/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

Agriculture

Beginning Rancher Testimony

NIFA’s First-Time Farmer/Rancher loan allowed our young farm family to purchase acres at very low interest to make our small seed stock cattle operation viable. The NIFA loan played a part in helping expand our purebred cattle operation.  We now have genetics from our small operation on 3 continents and 5 countries across the world and from California to Virginia in the U.S. It is a great program and we are very thankful it was available to us.” Jeff C., Adams, NE