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Military Home Program

Current rates

Program
Name
Government
Loan Rate
Conventional
Loan Rate
Military Home2.375%*N/A
First Home Targeted2.375%*2.750%*
First Home2.625%*3.000%*
Homebuyer Assistance (HBA)3.125%* - 1st loan
1.000%* - 2nd loan
3.500%* - 1st loan
1.000%* - 2nd loan

Last changed 10/26/21 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

Military Home Program

The Military Home Program is a great fit for buyers who are actively employed by any branch of the service or for discharged Qualified Veterans under conditions other than dishonorable. 

Active military members must meet NIFA’s first-time homebuyer requirement.

If you’re a qualified veteran or spouse, you aren’t required to be a first-time homebuyer, but NIFA will require a copy of your DD214 Form to determine eligibility.

If you are not eligible for a loan through the Department of Veterans Affairs, you have the option to choose either a Federal Housing Administration (FHA) insured loan, or a USDA Rural Development (RD) guaranteed loan

Am I Eligible for a NIFA Loan?

Fill out the form below and find out today. 

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