You can call NIFA's toll-free number at 800-204-6432 to speak with one of our Homeownership Team Specialists (Monday-Friday 8 a.m. to 5 p.m. CT) or contact us by email.
Program Name |
Conventional Loan Rate |
Government Loan Rate |
---|---|---|
Military Home | N/A | 5.500%* |
First Home Targeted | 6.125%* | 5.500%* |
First Home | 6.375%* | 5.750%* |
Homebuyer Assistance (HBA) | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.000%* - 1st loan 1.000%* - 2nd loan |
Welcome Home++ | 7.250%* | 6.625%* |
Welcome Home Assistance (WHA)++ | 7.500%* - 1st loan 1.000%* - 2nd loan |
6.875%* - 1st loan 1.000%* - 2nd loan |
Last changed 12/02/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
Home is where your story begins and NIFA is here to help! If you’re purchasing your first home or qualify under the other eligibility criteria below, we have a home loan program for you. By using a NIFA loan, you are re-investing in Nebraska communities and helping us to enhance the good life across the state.
Individuals who haven’t owned and occupied a primary residence within the past three years, are considered a first-time homebuyer. Even if a home was owned years ago, but has been occupied by renters for three or more years, to us that's still considered a first-time homebuyer.
Potential buyers do not need to be a first-time homebuyer if:
Note: There are some situations when NIFA may grant an exception to the first-time homebuyer requirement. If one of these situations apply, a Participating Lender will submit documentation to our office for review during the loan application process:
NIFA is committed to helping homebuyers get into their new home with a great, low interest loan, and minimal hassle.
You can call NIFA's toll-free number at 800-204-6432 to speak with one of our Homeownership Team Specialists (Monday-Friday 8 a.m. to 5 p.m. CT) or contact us by email.
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