Welcome Home - New PILOT Program!

NIFA has launched a new lending program available to rural counties in Nebraska starting August 15, 2022. Ineligible counties during the pilot include: Douglas, Sarpy, Washington, Cass and Lancaster. NIFA anticipates statewide rollout of this fantastic new lending solution by the start of 2023. Check back here for updates or email homeownership@nifa.org for more information!

Welcome Home

Program designed for first-time homebuyers and repeat homebuyers.  Income limits and purchase limits apply.

Welcome Home Assistance

Program designed for first-time homebuyers and repeat homebuyers who need down payment and closing cost assistance. Income limits and purchase limits apply.

2022 Pilot: Participating Lenders

The Welcome Home Program is currently available in rural Nebraska. All Nebraska counties will be eligible for participation in the program in early 2023. Until then, please contact one of the following Lenders:

Adams Bank and Trust
Charter West Bank
Cornerstone Bank
Elkhorn Valley Bank
Equitable Bank
Five Points Bank
Gateway Mortgage
Home Federal Savings Bank
Midwest Bank
MNB Bank
Pinnacle Bank
Town & Country Bank
The Tri-County Bank
Union Bank and Trust
West Gate Bank

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Welcome Home homebuyer


First-time and repeat homebuyers are eligible for the NIFA Welcome Home Program. NIFA is committed to helping homebuyers get into their new home with affordable lending options. Check out the Income and Purchases Price Limit information below. 

If you are a "First-Time Homebuyer", Homebuyer Education will be required prior to closing.
First-Time Homebuyers
are someone who has not owned and occupied a home as their primary residence within the past three years.  If this is you, please explore our list of homebuyer education courses. A Homebuyer education course is not required for all other borrowers.


NIFA Household Income Limit is currently $145,000. One of our Participating Lender partners will determine your household income.


NIFA's purchase price limit is currently $427,000. 
You must occupy the home as your primary residence within 60 days of the loan closing. 

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Credit underwriting guidelines

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First-Time homebuyer education