Interest Rates - Homeownership Program

One of the benefits of a NIFA Homeownership program loan is our competitively priced interest rate options. The Homeownership program offers  financing for first mortgage loans at fixed interest rates with a 30-year term and a 0% origination fee and 0% discount fee. Our Homebuyer Assistance loan program has a fixed interest rate with a 10-year term.

Program
Name
Government
Loan Rate
Conventional
Loan Rate
Military Home2.125%*N/A
First Home Targeted2.125%*2.500%*
First Home2.375%*2.750%*
Homebuyer Assistance (HBA)2.875%* - 1st loan
1.000%* - 2nd loan
3.250%* - 1st loan
1.000%* - 2nd loan

Last changed 9/17/21 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.