Interest Rates - Homeownership Program

One of the benefits of a NIFA Homeownership program loan is our competitively priced interest rate options. The Homeownership program offers  financing for first mortgage loans at fixed interest rates with a 30-year term and a 0% origination fee and 0% discount fee. Our Homebuyer Assistance loan program has a fixed interest rate with a 10-year term.

Loan Rate
Loan Rate
Military Home2.750%*N/A
First Home Targeted2.750%*3.375%*
First Home3.000%*3.625%*
Homebuyer Assistance (HBA)3.500%* - 1st loan
1.000%* - 2nd loan
4.125%* - 1st loan
1.000%* - 2nd loan

Last changed 01/27/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.