One of the benefits of a NIFA Homeownership program loan is our competitively priced interest rate options. The Homeownership programs offers financing for mortgage loans at fixed interest rates with a 30-year term and a 0% origination fee and 0% discount fee. Our Homebuyer Assistance loan program has a fixed interest rate with a 10-year term.
| Program Name | Conventional Loan Rate | Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.750%* |
| First Home Targeted | 6.125%* | 5.750%* |
| First Home | 6.375%* | 6.000%* |
| Homebuyer Assistance (HBA) | 6.625%* - 1st loan 1.000%* - 2nd loan | 6.250%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home | 7.250%* | 6.500%* |
| Welcome Home Assistance (WHA) | 7.500%* - 1st loan 1.000%* - 2nd loan | 6.750%* - 1st loan 1.000%* - 2nd loan |
Last changed 09/23/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
1230 “O” Street, Suite 200
Lincoln, NE 68508-1402
Office hours
Monday - Friday, 8am - 5pm.
© NIFA 2021