One of the benefits of a NIFA Homeownership program loan is our competitively priced interest rate options. The Homeownership program offers financing for first mortgage loans at fixed interest rates with a 30-year term and a 0% origination fee and 0% discount fee. Our Homebuyer Assistance loan program has a fixed interest rate with a 10-year term.
| Program Name | Government Loan Rate | Conventional Loan Rate |
|---|---|---|
| Military Home | 4.750%* | N/A |
| First Home Targeted | 4.750%* | 5.250%* |
| First Home | 5.000%* | 5.500%* |
| Homebuyer Assistance (HBA) | 5.500%* - 1st loan 1.000%* - 2nd loan | 6.000%* - 1st loan 1.000%* - 2nd loan |
Last changed 06/24/22 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
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