My image

NHAF Closed, Helped Over 3,000 Nebraskans

Nebraska ERA continues to accept applications

Learn More

My image

LIHTC owners may request to provide temporary emergency housing for those displaced by disaster

Learn More

My image

Nebraska Emergency Rental Assistance

Renters who experienced a financial hardship during the pandemic may be eligible.

Learn More

My image

Nebraska's Strategic Housing Framework

A statewide collaboration to address the affordable housing crisis.

Learn More

Current rates

Loan Rate
Loan Rate
Military Home N/A 5.250%*
First Home Targeted 5.875%* 5.250%*
First Home 6.125%* 5.500%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.750%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.875%* 6.250%*
Welcome Home Assistance (WHA)++ 7.125%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan

Last changed 07/12/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

sunset over Nebraska plains
smiling family
NIFA is an indispensable partner for Nebraska citizens and communities in planning, financing and sustaining affordable housing, advancing agribusiness, and furthering a vibrant Nebraska.

Learn More About Us

Am I Eligible for a NIFA Loan?

Answer a couple of questions with Quinn the QualBot, and find out today!

Chat with Quinn

We will not share your information, unless you ask us to connect you with a lender. For more information, see our privacy policy.

rental houses

Nebraska Emergency Rental Assistance

Income-qualified renter households who experienced a financial hardship during the pandemic may be eligible for assistance with past-due rent and utility payments. Apply today at

Learn More

borrowers received a first mortgage under our Homeownership Program totaling almost $7.8 billion thru Dec 2023.


loans for the Beginning Farmer and Rancher Loan Program totaling over $141 million thru Dec 2023.


awarded to 4-H clubs and FFA chapters in 2023.


Rural Workforce Housing funds invested in 2023.


allocated through the federal Low-Income Housing Tax Credit since inception.


allocated through Nebraska's Affordable Housing Tax Credit since inception.


View all news