Nebraska's 2022 Strategic Housing Framework
A statewide collaboration to address the affordable housing crisis.
Ag loan limit increase announced
Beginning farmer/rancher loan program sees its largest limit increase in years.
Nebraska Homeowner Assistance Fund
Funds available for pandemic-related mortgage and utility assistance.
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.250%* |
| First Home Targeted | 6.000%* | 5.250%* |
| First Home | 6.250%* | 5.500%* |
| Homebuyer Assistance (HBA) | 6.500%* - 1st loan 1.000%* - 2nd loan |
5.750%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.750%* | 6.000%* |
| Welcome Home Assistance (WHA)++ | 7.000%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
Last changed 03/23/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
NIFA is an indispensable partner for Nebraska citizens and communities in planning, financing and sustaining affordable housing, advancing agribusiness, and furthering a vibrant Nebraska.
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Nebraska Homeowner Assistance Fund (NHAF) is now open:
Funds may be available to Nebraska residents that have experienced a financial hardship as a result of the COVID-19 pandemic and need mortgage or property-related financial assistance.
borrowers received a first mortgage under our Homeownership Program thru Dec 2021.
loans for the Beginning Farmer and Rancher Loan Program totaling over $135 million thru Dec 2021.
years sponsoring the Governor’s Agricultural Excellence Awards Program.
in match funds
for the Rural Workforce
Housing Program.
allocated for the Low-Income Housing Tax Credit Program.
coordinated for the Multi-Family Tax Exempt Bond Program.
Community Stories
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Lincoln, NE 68508-1402
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