*NIFA continues to monitor the situation of the COVID-19 pandemic with the health and safety of our staff, partners, and community members as our top priority. At this time, the NIFA offices in Lincoln and Omaha are conducting business as usual. However, NIFA has suspended all work-related travel by its employees and in-person meetings with those we serve until further notice. Therefore, our offices are closed to the public at this time. Our dedicated staff remains ready and able to assist you via telephone or email to address your program needs. We appreciate your understanding during this time.

Current Rates (last changed 4/16/21 at 9:00 a.m.)

Program NameGovernment Loan RateConventional Loan Rate
Military Home2.500%*Not available
First Home Grant2.500%*2.625%*
First Home Targeted2.500%*2.625%*
First Home2.750%*2.875%*
Homebuyer Assistance (HBA)3.250%* - 1st loan rate
1.000%* - 2nd loan rate
3.375%* - 1st loan rate
1.000%* - 2nd loan rate

*Click here for the Information Sheet

*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

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