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Nebraska's 2022 Strategic Housing Framework

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Ag loan limit increase announced

Beginning farmer/rancher loan program sees its largest limit increase in years.

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Nebraska Homeowner Assistance Fund

Funds available for pandemic-related mortgage and utility assistance.

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Innovation Expo

2023 annual conference information is coming soon!

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 4.875%*
First Home Targeted 5.500%* 4.875%*
First Home 5.750%* 5.125%*
Homebuyer Assistance (HBA) 6.000%* - 1st loan
1.000%* - 2nd loan
5.375%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.250%* 5.625%*
Welcome Home Assistance (WHA)++ 6.500%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan

Last changed 02/03/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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NIFA is an indispensable partner for Nebraska citizens and communities in planning, financing and sustaining affordable housing, advancing agribusiness, and furthering a vibrant Nebraska.

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Am I Eligible for a NIFA Loan?

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Nebraska Homeowner Assistance Fund (NHAF) is now open:

Funds may be available to Nebraska residents that have experienced a financial hardship as a result of the COVID-19 pandemic and need mortgage or property-related financial assistance.

Apply Now
 

96195

borrowers received a first mortgage under our Homeownership Program thru Dec 2021.

1062

loans for the Beginning Farmer and Rancher Loan Program totaling over $135 million thru Dec 2021.

26

years sponsoring the Governor’s Agricultural Excellence Awards Program. 

$4.97M

in match funds 
for the Rural Workforce
Housing Program.

$1.35B

allocated for the Low-Income Housing Tax Credit Program.

$421M

coordinated for the Multi-Family Tax Exempt Bond Program.

News

Lender Home / About Farmer/Rancher/Ag Lender

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