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Nebraska Homeowner Assistance Fund

The application portal has now closed. Join the waitlist at

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Nebraska's 2022 Strategic Housing Framework

A statewide collaboration to address the affordable housing crisis.

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Ag loan limit increase announced

Beginning farmer/rancher loan program sees its largest limit increase in years.

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Current rates

Loan Rate
Loan Rate
Military Home N/A 6.125%*
First Home Targeted 6.625%* 6.125%*
First Home 6.875%* 6.375%*
Homebuyer Assistance (HBA) 7.125%* - 1st loan
1.000%* - 2nd loan
6.625%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 7.500%* 7.000%*
Welcome Home Assistance (WHA)++ 7.750%* - 1st loan
1.000%* - 2nd loan
7.250%* - 1st loan
1.000%* - 2nd loan

Last changed 09/08/2023 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

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NIFA is an indispensable partner for Nebraska citizens and communities in planning, financing and sustaining affordable housing, advancing agribusiness, and furthering a vibrant Nebraska.

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Nebraska Homeowner Assistance Fund application portal is closed.

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borrowers received a first mortgage under our Homeownership Program totaling almost $7.3 billion thru Dec 2022.


loans for the Beginning Farmer and Rancher Loan Program totaling over $137 million thru Dec 2022.


awarded to 4-H clubs and FFA chapters in 2022.


Rural Workforce Housing funds invested in 2022.


allocated through the federal Low-Income Housing Tax Credit since inception.


allocated through Nebraska's Affordable Housing Tax Credit since inception.