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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.000%* 5.625%*
First Home 6.250%* 5.875%*
Homebuyer Assistance (HBA) 6.500%* - 1st loan
1.000%* - 2nd loan		 6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.875%* 6.500%*
Welcome Home Assistance (WHA)+ 7.125%* - 1st loan
1.000%* - 2nd loan		 6.750%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.625%* 7.250%*

Rates Page

Last changed 07/08/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
Feb 16
NIFA Lender Operations Training
10:00 AM - 11:00 AM
Details
Feb 20
Offices Closed
12:00 AM - 11:59 PM
Feb 22
Webinar Wednesday: NE Strategic Housing Framework
1:00 PM - 2:30 PM
Details
Mar 27
2024 - 2025 LIHTC Qualified Allocation Plan Overview Webinar
1:00 PM - 2:00 PM
Details
Mar 31
Public Hearing for the 2024-2025 LIHTC Qualified Allocation Plan
10:00 AM - 11:30 AM
Details
Apr 17
NIFA Innovation Expo
8:00 AM - 5:00 PM
Details
Apr 18
NIFA Innovation Expo
8:00 AM - 5:00 PM
Details
Apr 19
NIFA Innovation Expo
8:00 AM - 2:00 PM
Details
Apr 21
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Apr 28
Offices Closed
12:00 AM - 11:59 PM
May 29
Offices Closed
12:00 AM - 11:59 PM
Jun 15
Participating Lender Training: Sales
10:00 AM - 11:30 AM
Details
Jun 19
Offices Closed
12:00 AM - 11:59 PM
Jun 22
Participating Lender Training: Operations
10:00 AM - 11:30 AM
Details
Jun 23
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
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