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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan
5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan
6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Apr 16
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Apr 21
Webinar WedNEsdays - Housing Resources for Transition Age Youth
10:00 AM - 11:30 AM
Details
Apr 28
CRANE Meeting
9:00 AM - 10:00 AM
Apr 28
Webinar WedNEsdays - Single Family Rehab
10:00 AM - 11:30 AM
May 05
Webinar WedNEsdays - Sheltering Vulnerable Populations during a Pandemic
10:00 AM - 11:30 AM
May 19
Webinar WedNEsdays - Substance Abuse & Housing
10:00 AM - 11:30 AM
Jun 02
Webinar WedNEsday
10:00 AM - 11:00 AM
Jun 10
Lender Operations Training
10:00 AM - 11:00 AM
Jun 16
Webinar WedNEsday
10:00 AM - 11:00 AM
Jun 18
NIFA Board of Directors Meeting
11:00 AM - 11:00 AM
Details
Jun 23
CRANE Meeting
9:00 AM - 10:00 AM
Jun 24
Lender Sales Training
10:00 AM - 11:00 AM
Jun 30
Webinar WedNEsday
10:00 AM - 11:00 AM
Jul 08
Lender Operations Training
10:00 AM - 11:00 AM
Jul 14
Webinar WedNEsday
10:00 AM - 11:30 AM
Details
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