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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan		 5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan		 6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/09/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
Mar 19
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Mar 24
Webinar WedNEsdays - Economic Update: 2021
10:00 AM - 11:30 AM
Mar 25
Factory Built Home Discussion
10:00 AM - 11:30 AM
Mar 31
Webinar WedNEsdays - Highlighting Housing Authorities
10:00 AM - 11:30 AM
Mar 31
QAP Focus Group Meeting
1:00 PM - 2:30 PM
Apr 07
Webinar WedNEsdays - Rural Communities & Funding
10:00 AM - 11:30 AM
Apr 14
Webinar WedNEsdays - Work From Home Trends
10:00 AM - 11:30 AM
Apr 16
NIFA Board of Directors Meeting
9:00 AM - 11:00 AM
Details
Apr 21
Webinar WedNEsdays - Housing Resources for Transition Age Youth
10:00 AM - 11:30 AM
Details
Apr 28
CRANE Meeting
9:00 AM - 10:00 AM
Apr 28
Webinar WedNEsdays - Single Family Rehab
10:00 AM - 11:30 AM
May 05
Webinar WedNEsdays - Sheltering Vulnerable Populations during a Pandemic
10:00 AM - 11:30 AM
May 19
Webinar WedNEsdays - Substance Abuse & Housing
10:00 AM - 11:30 AM
Jun 02
Webinar WedNEsday
10:00 AM - 11:00 AM
Jun 10
Lender Operations Training
10:00 AM - 11:00 AM
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