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Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.625%*
First Home Targeted 6.125%* 5.625%*
First Home 6.375%* 5.875%*
Homebuyer Assistance (HBA) 6.625%* - 1st loan
1.000%* - 2nd loan		 6.125%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 7.000%* 6.500%*
Welcome Home Assistance (WHA)+ 7.250%* - 1st loan
1.000%* - 2nd loan		 6.750%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.750%* 7.250%*

Rates Page

Last changed 06/11/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

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All Events
Mar 22
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Apr 01
LIHTC 2025 9% Q&A
10:00 AM - 11:00 AM
Details
Apr 09
LIHTC 2025 9% Q&A
3:30 PM - 4:30 PM
Details
Apr 15
Innovation Expo
12:00 AM - 11:59 PM
Details
Apr 16
Innovation Expo
12:00 AM - 11:59 PM
Details
Apr 17
Innovation Expo
12:00 AM - 11:59 PM
Details
Apr 18
LIHTC 2025 9% Q&A
11:00 AM - 12:00 PM
Details
Apr 24
LIHTC 2025 9% Q&A
1:00 PM - 2:00 PM
Details
Apr 26
Offices Closed
12:00 AM - 11:59 PM
May 03
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
May 03
LIHTC 2025 9% Q&A
1:30 PM - 2:30 PM
Details
May 09
Lender Income Worksheet Training
10:00 AM - 11:00 AM
Details
May 10
Focus Group: LIHTC & AHTC 2026/2027 QAP
10:30 AM - 11:30 AM
Details
May 16
Lender Income Worksheet Training
10:00 AM - 11:00 AM
Details
May 17
Focus Group: LIHTC & AHTC 2026/2027 QAP
9:00 AM - 10:00 AM
Details
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