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Events

Current rates

Program
Name
Conventional
Loan Rate
Government
Loan Rate
Military Home N/A 5.125%*
First Home Targeted 5.500%* 5.125%*
First Home 5.750%* 5.375%*
Homebuyer Assistance (HBA) 6.000%* - 1st loan
1.000%* - 2nd loan
5.625%* - 1st loan
1.000%* - 2nd loan
Welcome Home++ 6.375%* 6.000%*
Welcome Home Assistance (WHA)++ 6.625%* - 1st loan
1.000%* - 2nd loan
6.250%* - 1st loan
1.000%* - 2nd loan
Refinance Home 7.125%* 6.750%*

Rates Page

Last changed 01/21/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

++An origination fee up to 0.50% of the loan amount may be charged by Lender.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

All Events
Mar 05
NIFA Real Estate Training • Lincoln
11:30 AM - 1:00 PM
Details
Mar 11
Closer Training
10:00 AM - 11:00 AM
Details
Mar 24
9% NIFA/NDED Application Workshop
11:00 AM - 12:00 PM
Details
Mar 26
Participating Lender Operations Forum
10:00 AM - 11:00 AM
Details
Apr 09
Asset Training
10:00 AM - 11:00 AM
Details
Apr 11
NIFA Board Meeting
9:00 AM - 12:00 PM
Details
Apr 28
Annual LIHTC Compliance Training at Innovation Expo
8:30 AM - 4:30 PM
Details
Apr 29
Annual LIHTC Compliance Training at Innovation Expo
8:30 AM - 12:00 PM
Details
Apr 29
Innovation Expo Annual Conference
12:00 PM - 5:00 PM
Details
Apr 29
Participating Loan Advisors & Real Estate Agents - Specialist Training at Innovation Expo
2:00 PM - 5:00 PM
Details
Apr 30
Innovation Expo Annual Conference
8:00 AM - 4:30 PM
Details
Jun 13
NIFA Board Meeting
9:00 AM - 12:00 PM
Details
Jun 19
Juneteenth - NIFA Office Closed
12:00 AM - 11:59 PM
Jul 24
4% LIHTC Application Workshop
11:00 AM - 12:00 PM
Details
Aug 12
4% LIHTC Application Q&A
1:00 PM - 1:30 PM
Details
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