My image

Events

Current rates

Program
Name		 Conventional
Loan Rate		 Government
Loan Rate
Military Home N/A 5.375%*
First Home Targeted 5.875%* 5.375%*
First Home 6.125%* 5.625%*
Homebuyer Assistance (HBA) 6.375%* - 1st loan
1.000%* - 2nd loan		 5.875%* - 1st loan
1.000%* - 2nd loan
Welcome Home+ 6.750%* 6.250%*
Welcome Home Assistance (WHA)+ 7.000%* - 1st loan
1.000%* - 2nd loan		 6.500%* - 1st loan
1.000%* - 2nd loan
Build Home++ Varies* Varies*
Refinance Home 7.500%* 7.000%*

Rates Page

Last changed 04/22/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

+An origination fee up to 0.50% of the loan amount may be charged by Lender.

++ Interest rate based on program eligibility. See program details.

Events

Browse future Board meetings, educational webinars and trainings, and other future events.

Filter by Category

all

All Events
Nov 09
NIFA Lender Sales Training
10:00 AM - 11:30 AM
Details
Nov 10
Offices Closed
12:00 AM - 11:59 PM
Nov 16
NIFA Lender Operations Training
10:00 AM - 11:30 AM
Details
Nov 23
Offices Closed
12:00 AM - 11:59 PM
Nov 24
Offices Closed
12:00 AM - 11:59 PM
Dec 15
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Dec 15
Offices Close at Noon
12:00 PM - 5:00 PM
Dec 22
Offices Close at 3 p.m.
3:00 PM - 5:00 PM
Dec 25
Offices Closed
12:00 AM - 11:59 PM
Dec 26
Public Hearing for Agricultural Division: Brady Harrenstein
11:30 AM - 12:00 PM
Details
Jan 01
Offices Closed
12:00 AM - 11:59 PM
Jan 11
Lender Income Worksheet Training
12:00 AM - 11:59 PM
Details
Jan 15
Offices Closed
12:00 AM - 11:59 PM
Jan 18
Lender Income Worksheet Training
12:00 AM - 11:59 PM
Details
Jan 19
NIFA Board Meeting
9:00 AM - 11:30 AM
Details
Prev ... 4 5 6 7 8 9 10 11 12 ... Next