Am I Eligible for a NIFA Loan?
Fill out the form below to see if you are eligible for our programs.
Current Rates (last changed 2/5/20)
| Program Name | Government Loan Rate | Conventional Loan Rate |
| Military Home | 2.750%* | Not available |
| First Home Targeted | 2.750%* | 3.125%* |
| First Home | 3.000%* | 3.375%* |
| Homebuyer Assistance (HBA) | 3.500%* - 1st loan rate %* - 2nd loan rate | 3.875%* - 1st loan rate 1.000%* - 2nd loan rate |
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
I highly recommend NIFA! NIFA offers great low rates and Down Payment Assistance programs that can help increase a first-time homebuyer’s purchasing power.
Lyndsey Minchow – NIFA Loan Officer Specialist
Know The NIFA Loan Process!
Homebuyer Education
NIFA requires homebuyer education for all NIFA loans. These classes provide the highest benefit when taken early in the home buying process (before searching for a home).
Browse the list of approved courses below.
Connect With a NIFA Specialist
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We offer competitive interest rates, low or no down payment loans, low mortgage insurance premiums for conventional loans, and loans for down payment and closing cost assistance. Our unique home loan programs have features that can lower your monthly payments, increase your buying power and remove barriers to homeownership.