Affordable Homeownership Programs

93,257 NEBRASKA HOMEBUYERS SERVED

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Current Rates (last changed 2/5/20)

Program NameGovernment Loan RateConventional Loan Rate
Military Home2.750%*Not available
First Home Targeted2.750%*3.125%*
First Home3.000%*3.375%*
Homebuyer Assistance (HBA)3.500%* - 1st loan rate
%* - 2nd loan rate
3.875%* - 1st loan rate
1.000%* - 2nd loan rate

*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice. 

I highly recommend NIFA! NIFA offers great low rates and Down Payment Assistance programs that can help increase a first-time homebuyer’s purchasing power.

 Lyndsey Minchow – NIFA Loan Officer Specialist

Homebuyer Education

NIFA requires homebuyer education for all NIFA loans. These classes provide the highest benefit when taken early in the home buying process (before searching for a home).

Browse the list of approved courses below.

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Featured loan specialists 

Star status achieved by closing 6 or more NIFA loans last year Learn how to become a NIFA Specialist.

NIFA Specialist
NIFA Certified
 Rachel Pierce Photo
Rachel Pierce
402-933-1527
Benchmark Mortgage
Omaha , Nebraska
NIFA Specialist
NIFA Certified
 Mike Gleason Photo
Mike Gleason
402-362-4491
Midwest Bank
York , NE
NIFA Specialist
NIFA Certified
Stein Mach
402-323-1455
Union Bank and Trust
Lincoln , NE
NIFA Specialist
NIFA Certified
Shane Podliska
402-421-8929
Lincoln Federal Savings Bank
Lincoln , NE
NIFA Specialist
NIFA Certified
 Alana Hallaert Photo
Alana Hallaert
402-885-8660
Dundee Bank
Omaha , NE
NIFA Specialist
NIFA Certified
Hables Espanol
 Maribel Garcia Photo
Maribel Garcia
402-289-7826
Cobalt Credit Union
Omaha , NE

We offer competitive interest rates, low or no down payment loans, low mortgage insurance premiums for conventional loans, and loans for down payment and closing cost assistance.  Our unique home loan programs have features that can lower your monthly payments, increase your buying power and remove barriers to homeownership.