*NIFA continues to monitor the situation of the COVID-19 pandemic with the health and safety of our staff, partners, and community members as our top priority. At this time, the NIFA offices in Lincoln and Omaha are conducting business as usual. However, NIFA has suspended all work-related travel by its employees and in-person meetings with those we serve until further notice. Therefore, our offices are closed to the public at this time. Our dedicated staff remains ready and able to assist you via telephone or email to address your program needs. We appreciate your understanding during this time.
Am I Eligible for a NIFA Loan?
Fill out the form below to see if you are eligible for our programs.
Current Rates (last changed 7/15/20)
| Program Name | Government Loan Rate | Conventional Loan Rate |
| Military Home | 2.625%* | Not available |
| First Home Targeted | 2.625%* | 2.875%* |
| First Home | 2.875%* | 3.125%* |
| Homebuyer Assistance (HBA) | 3.375%* - 1st loan rate 1.000%* - 2nd loan rate | 3.625%* - 1st loan rate 1.000%* - 2nd loan rate |
*Click here for additional program details
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
Providing NIFA loans to first time homebuyers allows me, as a NIFA specialist, to be the mentor that guides borrowers through the home-buying process. Being the person that helps finance a customer’s first home is truly a rewarding experience.
Molly Krotter – NIFA Loan Officer Specialist
Know The NIFA Loan Process!
Homebuyer Education
NIFA requires homebuyer education for all NIFA loans. These classes provide the highest benefit when taken early in the home buying process (before searching for a home).
Start exploring these approved courses today:
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We offer competitive interest rates, low or no down payment loans, low mortgage insurance premiums for conventional loans, and loans for down payment and closing cost assistance. Our unique home loan programs have features that can lower your monthly payments, increase your buying power and remove barriers to homeownership.