Fill out the form below to see if you are eligible for our programs.
|Program Name||Government Loan Rate||Conventional Loan Rate|
|Military Home||2.750%*||Not available|
|First Home Targeted||2.750%*||3.125%*|
|Homebuyer Assistance (HBA)||3.500%* - 1st loan rate|
%* - 2nd loan rate
|3.875%* - 1st loan rate|
1.000%* - 2nd loan rate
I highly recommend NIFA! NIFA offers great low rates and Down Payment Assistance programs that can help increase a first-time homebuyer’s purchasing power.
Lyndsey Minchow – NIFA Loan Officer Specialist
NIFA requires homebuyer education for all NIFA loans. These classes provide the highest benefit when taken early in the home buying process (before searching for a home).
Browse the list of approved courses below.
I'm looking for a
Star status achieved by closing 6 or more NIFA loans last year Learn how to become a NIFA Specialist.
We offer competitive interest rates, low or no down payment loans, low mortgage insurance premiums for conventional loans, and loans for down payment and closing cost assistance. Our unique home loan programs have features that can lower your monthly payments, increase your buying power and remove barriers to homeownership.