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- New ag loan limit for 2023!
New ag loan limit for 2023!
Current rates
| Program Name |
Conventional Loan Rate |
Government Loan Rate |
|---|---|---|
| Military Home | N/A | 5.125%* |
| First Home Targeted | 5.500%* | 5.125%* |
| First Home | 5.750%* | 5.375%* |
| Homebuyer Assistance (HBA) | 6.000%* - 1st loan 1.000%* - 2nd loan |
5.625%* - 1st loan 1.000%* - 2nd loan |
| Welcome Home++ | 6.375%* | 6.000%* |
| Welcome Home Assistance (WHA)++ | 6.625%* - 1st loan 1.000%* - 2nd loan |
6.250%* - 1st loan 1.000%* - 2nd loan |
| Refinance Home | 7.125%* | 6.750%* |
Last changed 03/06/2026 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.
++An origination fee up to 0.50% of the loan amount may be charged by Lender.
News Types
Lender Home / About Farmer/Rancher/Ag Lender
Jan 01, 2023
New ag loan limit for 2023!
NIFA is pleased to announce a new purchase loan limit for the Beginning Farmer/Rancher program for 2023. This year, the program saw its largest limit increase in years, jumping from $575,400 to $616,100.
The Beginning Farmer/Rancher program at NIFA helps eligible farmers and ranchers access agricultural loans at lower interest rates than those available in the conventional farm credit markets. The purchase loan limit is a cap on the aggregate amount of the loans received by a farmer or rancher through NIFA's program.
For more information about the Beginning Farmer/Rancher program, visit nifa.org/farmers-ranchers.
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Lincoln, NE 68508-1578
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